COMPASS FINANCIAL SERVICES

Key characteristics of index funds, combined with Compass' unique approach, provide significant cost-savings over mutual fund and brokerage investments. Compounding these savings over the life of your investment can greatly increase your returns.

	Index funds eliminate most of the per-trade fees associated with brokerages because trading only occurs when an index changes, or when investors add or remove money from the fund.
	Index funds have a fraction of the administrative costs of other funds and brokerages. While “managed” mutual fund managers intensively research individual stocks, a single person can manage several index funds. That's because mathematical principles dictate the amount invested in each indexed stock, and an unpaid computer can handle the math!
	Compass Financial Services always uses the index fund management firm with the lowest fees.
	Compass is a "Fee-Only" financial advisor, eliminating unpredictable variables like commissions, per-trade fees and invisible costs associated with brokerages and other investment managers.
	Compass has expertise in modern finance theory, statistics, and individual financial counseling. As a result, Compass can clarify your finances and goals, then allocate your assets for maximum expected yield at the appropriate level of risk. That efficiency allows Compass to charge lower fees than other financial advisers.
	Compass offers a free initial consultation, creating a no-obligation opportunity to explore our services.